Arizona Foreclosure and Trustee Sale Lawyer
Have you received a notice of foreclosure? It may also have been labeled a notice of trustee sale. You have rights up until the date that your house is sold, and an attorney can help you stop foreclosure if you qualify to file for bankruptcy. Many people who have received a notice of trustee sale have never faced the threat of foreclosure. At the Law Office of Chris Dutkiewicz, P.C. in Gilbert, we can help you understand your rights and options moving forward.
If you are more than two months behind in mortgage payments for your house or you have received a deficiency notice, you could soon receive a foreclosure notice. You'll want to talk promptly with a lawyer who can help you protect your assets and take appropriate action, because there are important timelines involved in foreclosure.
Straightforward Foreclosure Answers During a Difficult Time
Contact the Law Office of Chris Dutkiewicz, P.C.
Just because you have received a notice of trustee sale does not mean it is too late to save your home. By filing for bankruptcy, you can save your house and discharge many of your debts. Some people, however, are ready to leave their house but want to minimize liability. We can help you find a plan that works for you and your family by protecting your rights in foreclosure litigation.
In addition to taking on tough foreclosure litigation cases, we can also pursue negotiations with banks, lenders and bankruptcy trustees. We will educate you on your options, such as the short sale process, in order to make sure you make the decision that is right for you. Although a real estate agent may handle the closing in your short sale, it is important to understand your legal rights and obligations.
Anti-Deficiency Statute
Many people have heard that in Arizona an anti-deficiency statute gives them the right simply to walk away from their house. While this is true in some cases, there are limitations to this option.
If you are considering walking away from your home, you want to speak to an attorney first to find out if you will take with you any ongoing liability. We will help you understand if and how you are protected. For example, if you have refinanced, have a second mortgage or you have a home equity line of credit (HELOC), you may not be covered under the statute.
New Debtor Protection Laws
You may have questions about the new foreclosure and mortgage protection laws. We can help you and provide answers to your questions about the Debt and Mortgage Relief Act of 2007 and Foreclosure Prevention and Home Ownership Protection Act of 2008.
I CAN HELP YOU GET INTO A RENTAL EVEN WITH A BANKRUPTCY OR PENDING FORECLOSURE.
Contact Us
We can help you understand the system and answer your questions. Located just minutes off of Val Vista on the Superstition Freeway, we are open during weekly business hours. We also offer appointments on nights and Saturdays. Contact us today for more information.
Law Office of Chris Dutkiewicz, P.C.
2451 E Baseline Rd, Ste 310
Gilbert, AZ 85234
Maps and Directions
Satellite Office (BY APPOINTMENT ONLY):
40 N Central Ave
Suite #1400
Phoenix, AZ 85004
Maps and Directions
Telephone: 623-223-8893
Toll Free: 888-365-6214
E-mail
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
