Arizona Bankruptcy Attorney
For many people struggling with debt or facing a mortgage foreclosure, bankruptcy provides the immediate and long-term solutions for which they are looking. If you think personal bankruptcy may be right for you, an experienced lawyer can help you answer your questions in order for you to make the right decision. At the Law Office of Chris Dutkiewicz, P.C. in Gilbert, we help people throughout Arizona get the credit counseling they need and the fresh start they deserve.
Straightforward Bankruptcy Answers During a Difficult Time
Contact the Law Office of Chris Dutkiewicz, P.C.
For many people, personal bankruptcy provides the perfect opportunity to stop foreclosure and put an end to creditor harassment. For other people there are bankruptcy alternatives which provide immediate relief and help them meet their long-term financial goals. We will listen to your concerns and help create a plan tailored to your specific needs. We will help you deal with the following bankruptcy concerns:
- Foreclosure & trustee sale: If you have received a notice of trustee sale, you are facing a foreclosure on your home loan or mortgage. Set an appointment now to see how we can help you exercise your rights prior to the date of sale and take action to stop your foreclosure.
- Anti-deficiency statute: For some people, it is financially advantageous to walk away from a mortgage that is facing foreclosure, but before you do, it is important to find out whether or not you are financially protected. If you have a second mortgage or a home equity line of credit (HELOC), you may have outstanding liability even following foreclosure.
- Chapter 7 bankruptcy: With recent changes in the law, there is a financial threshold you must meet in order to qualify for Chapter 7 bankruptcy. If approved, you can discharge most types of debt through Chapter 7 bankruptcy.
- Chapter 13 bankruptcy: If you proceed under this form of debt refinancing, we will help you create a payment plan that enables you to keep the assets you value most, such as your house and your car. We will see your Chapter 13 bankruptcy through from filing the petition to confirmation of the plan.
- Debt defense: Our firm defends the rights of consumers against collections and credit card companies. If your wages have been garnished but you do not want to file for bankruptcy, we can help you challenge the amount garnished from your wages. In addition, we assist debtors with creditor harassment claims, including but not limited to Fair Debt Collection Practices Act (FDCPA) violations, Fair Credit Reporting Act (FCRA) violations or violations of the automatic stay.
Estate Planning
In addition to helping our clients during times of financial troubles, we also help them plan for the future. From wills and trusts to health care directives, if you have estate planning needs, we will help you understand your options. More than mere forms, properly created estate plans will provide for you in your lifetime, minimize tax liabilities and clearly direct where your property will be awarded at your death.
Contact Us
Before you make any decisions regarding your financial future, you want to talk to someone who can help you come up with a feasible and beneficial plan. Located on the Superstition Freeway, off of Val Vista, we are accessible nights and Saturday mornings, in addition to our weekly business hours. Contact us today for more information.
Law Office of Chris Dutkiewicz, P.C.
2451 E Baseline Rd, Ste 310
Gilbert, AZ 85234
Maps and Directions
Satellite Office (BY APPOINTMENT ONLY):
40 N Central Ave
Suite #1400
Phoenix, AZ 85004
Maps and Directions
Telephone: 623-223-8893
Toll Free: 888-365-6214
E-mail
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
