Filing for Chapter 13 bankruptcy will give you the chance to get the debt relief you deserve and keep the assets that matter to you most, like your home or car. Like any type of personal bankruptcy, you want an experienced attorney guiding you through the process. The creation and confirmation of a plan is complex and at the Law Office of Chris Dutkiewicz, P.C. in Gilbert, we will help you decide if Chapter 13 will allow you to discharge your debt.
While filing for Chapter 13 will require some significant lifestyle changes, most of your debts can be discharged within three to five years after the confirmation of your plan. There are a few exceptions, such as back taxes, child support arrears and student loans. We will make sure you know what to expect from your plan and what you can expect to pay on these debts when your repayment plan is over.
Straightforward Chapter 13 Bankruptcy Answers During a Difficult Time
Contact the Law Office of Chris Dutkiewicz, P.C.
From the moment you walk into our Gilbert office, there are a number of things we can do to help. We will meet with you prior to filing to help you decide if a debt payment plan is right for you. We will also help you explore your bankruptcy alternatives and provide counsel during this difficult time, referring you to pre-filing debt counseling required under the Bankruptcy Code.
Our firm will do more than merely file the paperwork and send you on your way. We will protect your rights from the moment you decide to file for Chapter 13 until plan confirmation. As your lawyer, I will attend all creditor meetings and we will make sure the plan is both accepted and confirmed. If there are challenges, we will continue to work with you until a plan is finally confirmed.
We also make sure that our clients understand Chapter 13 bankruptcy often requires a major lifestyle change. We want to make this change as easy as possible for you and your family. We will advise you on how you can readjust your budget to make your plan as successful as possible. We will help you set realistic and feasible plans to manage your debts and we also take care to seek discharge of all of your dischargeable debts.
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Is a bankruptcy reorganization plan right for you? We can help you make that decision. Open during weekly business hours, we are also available nights and Saturday mornings by appointment. Contact us today for more information.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
